Built to help people stay motivated while paying off debt.
LoanFree is a simple, private loan countdown timer that shows exactly how long until your loan is paid off. It helps you track mortgages, car loans, student loans, personal loans, and other debt with a live countdown that stays visible and easy to follow.
Everything you enter into LoanFree stays on your device. Your loan details, payment history, refinance records, and other information are stored locally and do not leave your phone, tablet, or computer unless you choose to export or back them up yourself. We do not collect your loan information or use it for any external purpose.
LoanFree is not a product that forces you to buy anything. The app is designed to be a private, helpful planning tool, and there is no requirement to purchase subscriptions, unlock features, or make any payment to use the core experience.
One of the most useful parts of LoanFree is seeing how a small extra payment can change your timeline. You can quickly understand how a modest prepayment contribution, such as $100, can shorten the overall payoff period and help you decide whether to put that money toward your loan or use it elsewhere.
You can also track the impact of prepayments, refinancing, and payoff-date movement through interactive charts that make it easier to compare scenarios and stay motivated.
Many loan tools feel complicated or overly financial. LoanFree was created to make debt payoff progress feel clear, motivating, and private. The app keeps your data on your device and focuses on the simplest thing that matters most: how much closer you are to being debt-free.
Read the Privacy Policy or Terms of Service for more details.